"I'll take it." I nodded, drawing a bead on the deer's neck, and Steve made a call to complete the required instant federal background check. A few minutes later, he swiped my credit card and walked me out to the parking lot. "Congratulations on your purchase," Steve said, and I drove off into the night with my brand-new gun and a box of bullets.In its own cold, hard way, the pistol was a thing of beauty: form wedded lethally to function. It weighed about 2 pounds, solid but not heavy, and the matte-black, flat-sided, 5-inch steel barrel was stamped with the name of its maker: Browning, Morgan, Utah. Founded in 1878 in what was then the Utah Territory, Browning made the guns that won America's wars. I was holding a piece of history, a link to the frontier. I was thrilled, and I drove home a little bit faster than I should have.I wasn't the first guy to fall in love with a gun. At this very moment, they can be found in roughly 30 percent of American households, according to a study … [Read more...] about Special Report: Men and Guns
New credit reporting rules
We needed a new hero. Only a few people knew it. Others disagreed. The rest of us simply had no clue. The problem? "New" is risky. New is disruptive. New is. . ."New is great," says Ryan Reynolds. "As long as it's useful. If it's not, it's gone in a heartbeat." Sort of like what happens to bad new movies. And what would've happened to Deadpool if that film hadn't scratched a deeply unscratched itch.In the land of superhero flicks, who knew that itch required Reynolds's 2016 R-rated sex-gore comedy with authority issues? Reynolds kind of did. He spent 11 years trying to get Deadpool made. Aside from a persistent guy, does that make him an innovator? Perhaps. "We're in an age of ultra-communication, scoops, leaks, all these things. We're bees; we spread information instantly," he says. "It's increasingly harder to surprise an audience in any capacity." Though his newest, The Hitman's Bodyguard, offers smart twists.Reynolds's brand of innovation does have its set of laws. To wit: Innovate … [Read more...] about Ryan Reynolds Shares the Rules to Cursing Creatively, Pushing the Boundaries, and Feuding With Hugh Jackman
Dive Brief: The IRS on December 30 published new rules regulating the collection practices of non-profit hospitals. The new rules come in reaction to aggressive collections tactics used by some hospitals—such as a Missouri hospital that filed 2,300 lawsuits against patients in 2013 (compared to 26 filed by another system). Under the new rules, non-profits may not charge patients eligible for financial assistance more for emergency or other medically necessary care than what would typically be billed to a patient covered by Medicare, Medicaid or commercial insurance. The new rules also prohibit non-profits from reporting a patient's debt to credit agencies or garnishing wages until the hospital makes a reasonable effort to discern if the patient is eligible for financial assistance under hospital policy. This still leaves the ball in the hospital's court: While non-profits are required to provide charity care, it is up to the hospital to set its own benchmark for … [Read more...] about IRS changes collection rules for non-profits
The ACA's Consumer Oriented and Operated Plans, (co-ops) were established in 2013 as an alternative health insurance option for consumers. With qualified health plans for individuals and small group markets, these member-run entities were to provide much-needed competition in the marketplace. However, it seems major financial hurdles to their success started early. The original 23 nonprofits were slated to receive $6 billion in federal low-interest loans, which was later squeezed down to $2.4 billion. Congress also cut a three-year fund meant to cushion insurers covering sicker, newly insured Americans – the “risk corridor” program – from $2.87 billion insurers requested to $362 million. In what many consider too restrictive guidelines from the get-go, the legislation didn’t permit any type of private funding for the co-ops. Anyone previously affiliated with another health insurer was not allowed to be on their boards. Earler this … [Read more...] about CMS rule change may be key for ACA co-ops’ survival
CMS recently published its final “60 Day Rule” for reporting and refunding Medicare Parts A and B overpayments. Although it took four years between the proposed rule and final rule, some groups aren’t happy about all its revisions, but most welcome the agency’s efforts. What's in an "identification" definition? The main clarification of the final rule is the meaning of overpayment “identification,” which states “a person has identified an overpayment when the person has or should have, through the exercise of reasonable diligence, determined the person has received an overpayment and quantified the amount of the overpayment.” This contrasts the proposed rule which stated an overpayment was identified when a person had actual knowledge of the overpayment or acted in reckless disregard or deliberate ignorance of the existence of the overpayment. The proposed rule, originally part of the ACA, required anyone … [Read more...] about It took CMS four years to finalize its 60-day overpayment rule. Here’s how the industry is reacting.
Dive Brief: Medicare is allowing beneficiaries at dozens of hospitals participating in pilot projects across the U.S. to be exempted from a controversial requirement limiting nursing home coverage to those seniors who are admitted to the hospital for at least three days. The projects' aim is to ascertain whether new payment arrangements with hospitals and other healthcare providers dropping the three-day rule can reduce costs or keep costs the same while improving quality of care. Some projects involve bundled payments, under which Medicare pays a set fee for certain procedures. Projects are being conducted under a provision of the Affordable Care Act that created the Center for Medicare and Medicaid Innovations within CMS to develop ways of improving Medicare. The reform law allows the government to expand successful pilot projects nationwide. Dive Insight: Massachusetts General Hospital in Boston is among the hospitals participating in Medicare's pilot projects. Its … [Read more...] about CMS may waive three-day requirement for nursing home coverage
Aurora, Newtown, Isla Vista. These tragedies have thrust mental health into the national spotlight. According to the Kim Foundation, 26.2% of Americans age 18 and older, an estimated 57.7 million people, suffer from a diagnosable mental disorder. A CASAColumbia (National Center on Addiction and Substance Abuse at Columbia University) report estimates another 40 million Americans age 12 and older, or roughly one in seven people, have an addiction disorder. Yet, about 60% of those with mental illness received no treatment in the previous year and only 4.1 million of addicts receive treatment every year. Besides the stigma associated with mental illness and substance abuse, other challenges remain. These include dwindling numbers of psychiatrists, access to treatment, lack of health insurance, regulatory and technology hurdles, and cuts in federal funding. Yet, it seems investors see a different picture – a fragmented industry with small regional operators – with … [Read more...] about The ripeness for the behavioral health market is now
There are many beverages with reported health benefits that have been around for centuries. At some point you begin to wonder if they are actually good for you. Take mulberry tea, for example. There are records that list recipes for this tea going back 3,000 years. But does it actually have all of the health benefits it’s been credited with or have we just blindly accepted it as being healthy because it’s been around for so long? We took a look at its nutrition, benefits, and the possible side effects to figure out if mulberry tea is good for you or if it’s just historical bunk. Mulberries are delicious fruits that are black, red, or purple in color when ripe and white or yellowish when immature. The ripe berries have a sweet flavor. They belong to the Moraceae family of the plant kingdom. They are packed with nutrients and can be eaten raw or used in salads and smoothies. Mulberry tea is basically made from mulberry leaves. They are handpicked and sun … [Read more...] about Mulberry Tea: Nutrition, Benefits & Side Effects Explained
(NaturalNews) We are republishing two important stories here (with links to original sources) that you need to read. The first is a report from a man who survived the war in Bosnia. Although the source of this cannot be confirmed, the advice is extremely valuable regardless. The second story, appended to the bottom of this article, lists 35 excuses that will get you killed if you fail to prepare for what’s coming. This was originally published on SHTFplan.com and is sourced below. Read both of these articles if you want to live. Here’s the first: I am from Bosnia. You know, between 1992 and 1995, it was hell. For one year, I lived and survived in a city with 6,000 people without water, electricity, gasoline, medical help, civil defense, distribution service, any kind of traditional service or centralized rule. Our city was blockaded by the army; and for one year, life in the city turned into total crap. We had no army, no police. We only had armed … [Read more...] about Bosnia war survivor warns of things to come in collapse of America
Some technologies are not meant for public view or accreditation until the time is right. When these amazing scientific advances are brought forth it is done slowly and presented as cool and convenient. As with computers, cell phones and the internet among many other modern technologies. Always set in boring terms so the general public doesn’t notice. One rule applies. The military gets it first. Then some civilian corporation with close ties and funding from the U.S. government just happens to “pick up” the research. Military research and development that is many years old has a second market in the public sector. This may be the case with Deep Underground Base and Tunneling technology that has been rumored to exist for decades. These documented subjects are dismissed as theory until they are no longer theory. Now the idea of underground supersonic tunnel transit … [Read more...] about Deep Underground Base Technology Used in SpaceX HyperLoop Supersonic Tunnel Transit System?